From the monthly archives:

January 2008

Proposed Loan Limit Increase ….

by Peter Toner Home buying tips

Proposed being the key word. Congress is actively working on passing legislative that they believe will assist our nation’s housing market and in doing so stimulate the economy. The conforming loan limit currently is set at $417,000  – anything over that figure is considered a “jumbo loan” at higher interests rates. Although that amount may [...]

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San Diego’s Telecom History – Did you know …

by Peter Toner General
qualcomm.jpg

…. that there are a total of 633 local telecom companies here in San Diego with a total of 25,469 employees? Eighty-nine of these companies were started up by employees of Linkabit – from the original Telecom Company of San Diego founded in 1968. It may not be a name you recognize but you will [...]

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Encouraging Signs in the New Year …

by Peter Toner General

It’s expected, even in “good markets” – December is always a slower time of year for the San Diego Real Estate market. This past December was no exception, the traffic we had to our web and blog sites slowed quite a bit. Many forecasted the diminished activity would o continue through the holidays and on through the beginning months of the [...]

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FICO Receives a Face Lift

by Peter Toner General

Fair Isaac Corp has announced that they will be giving a face lift to their infamous creation, the FICO score.  The newer version of the FICO score will be released this spring and will use the same range as its predecessor of 300 to 850, the higher your score the better.  This newer model has [...]

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To Buy or Not to Buy ~ That is the Question!

by Peter Toner Home buying tips

The New Year is upon us and many potential buyers are contemplating “to buy or not to buy”. As agents we often hear “When is the best time to buy”, “Should I wait till the market drops”, “When would you buy?” To each client the answer may be different dependent on their financial circumstances.   [...]

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Mortgage Forgiveness Debt Relief Act of 2007

by Peter Toner Home selling tips

The Mortgage Forgiveness Debt Relief Act, HR 3648, was recently signed into law by President Bush. The bill was originally passed by a strong vote of 386-27 in the House this past October 2007. The House had hoped the bill would cover through 2014 for those who needed it; however, the timeline was shortened to [...]

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Selling a home in San Diego?

by Peter Toner Home selling tips

Thinking of selling your home or already have your home on the market? We’ve got a few helpful tips and ideas to share with you to make sure that the New Year brings you a successful home sale! 1. Home Inspections – First and foremost have your home inspected. Hire a professional inspector to review your [...]

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