From the monthly archives:

July 2008

Buyers agent needed immediately – no prospecting!

by Peter Toner General

Are you a Real Estate agent living in South Bay, San Diego? Do you wish you had more business close to home… if only you had more leads! Our award winning team needs a full time experienced buyer’s agent, who has a positive attitude about today’s market and willing to go the extra mile. If [...]

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Key Indicators of the Housing Market’s Status

by Peter Toner General

When discussing the current status of the Housing Market you often hear “national” averages, although it is good data to review it doesn’t entirely display the full picture. Housing Markets are regional. One region of the country could be suffering greatly while another has yet to see any distress. The best way to find out [...]

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bv Back to Basics for Wachovia

by Peter Toner General
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In just a few days the Nation’s 4th largest bank will put an end to their wholesale lending division. Traditionally the wholesale division of a bank offers loans to mortgage brokers at a lower cost than their retail branches offer to the general public. The broker then sells the loan to their client, with a [...]

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New Rules for Lending Issued by the Fed

by Peter Toner General
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  New lending rules were issued this week by the Federal Reserve, most of which will not be taking effect until October 1st, 2009 and some as late as April 1st, 2010. Not only will banks have to abide the new rules but all lenders will be required to do so as well. Consumers should [...]

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We Need a North County Agent for Our Team

by Peter Toner General

Are you a Real Estate agent living in North County San Diego? Do you wish you had more business close to home… if only you had more potential clients to contact! With everyone pondering over the “slow market” our agents are running all over the county showing homes and working with buyers who are interested [...]

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Increase in FHA Loans on the West Coast

by Peter Toner General

Interesting read on Inman News website regarding the increase of FHA loans on the West Coast. It comes as no surprise that this increase began during the month of March 2008 when HUD released their new loan limit programs. The statistics were obtained from California, Arizona, Nevada and Hawaii and show an increase of 62.5%! [...]

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Happy Fourth of July!

by Peter Toner General
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  To all of our clients, family and friends we would like to wish you a very happy and safe Fourth of July weekend! ~The Peter Toner Team

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Surfrider’s Morning After the Mess Cleanup

by Peter Toner General
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This Saturday, July 5th Surfrider will be meeting to do their annual clean up of San Diego’s beaches  after the July 4th holiday. This year they are teaming up with Sun Diego Boardshops coordinating the cleanup of 6 beach areas in San Diego. The six beach locations are Ocean Beach Pier, Belmont Park in Mission [...]

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Mello Roos ~ How It Works

by Peter Toner General
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A Mello-Roos Community Facilities District (CFD) is formed. Mello-Roos is a method of financing government entities (cities, counties, school districts and other special districts) to fund the cost of public improvements. Before Government entities can form a CFD, they must either obtain permission from area landowners or hold an election of registered voters within the [...]

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