Articles in the General Category
This Saturday October 11th is another Surfrider Foundation bi-monthly beach clean up program! Join Surfrider and other volunteers in their efforts to keep the beaches of San Diego clean and safe!
In San Diego County Surfrider meets on the second Saturday of each month to …
This past weekend major changes occurred within the mortgage industry giants Fannie Mae and Freddie Mac. Formally government sponsored enterprises; the U.S. Department of Treasury will now act as their conservator.
What does this mean? Among other things the government will be reviewing the financial …
According to The National Association of Realtors in June 2008 there were 4.85 million home sales across the nation. In July, just one month later, sales rose to 5 million, one of the highest overall sales of the year since February. The jump is also …
If you often travel on I-15 you couldn’t help but notice the extensive construction being done to the freeway. The 20 mile long project continues up and down I-15 between State Route (SR) 163 and SR 78. Once completed it will be a state-of-the-art …
Just last week the Housing and Economic Recovery Act of 2008 was signed into law. Part of this new law is a temporary tax credit for first-time home buyers. The credit will apply to home purchases settled on or after April 9th, 2008 through July …
Recently, the “Housing and Economic Recovery Act of 2008” placed a hold on seller funded gift programs starting October 1, 2008 to September 30, 2009. The basis for putting a stop to seller gifts is due to the often higher default rate found with borrowers …
Seller Funded Down Payment Assistance has been available to first time and repeat homebuyers via the Nehemiah Grant Program for some time now.
How the program basically works is that 1%-6% of the final contract sales price is “gifted” to the buyer at closing. (If …
Are you a Real Estate agent living in South Bay, San Diego? Do you wish you had more business close to home… if only you had more leads!
Our award winning team needs a full time experienced buyer’s agent, who has a positive attitude about today’s …
When discussing the current status of the Housing Market you often hear “national” averages, although it is good data to review it doesn’t entirely display the full picture. Housing Markets are regional. One region of the country could be suffering greatly while another has yet …
In just a few days the Nation’s 4th largest bank will put an end to their wholesale lending division. Traditionally the wholesale division of a bank offers loans to mortgage brokers at a lower cost than their retail branches offer to the general public. The …
New lending rules were issued this week by the Federal Reserve, most of which will not be taking effect until October 1st, 2009 and some as late as April 1st, 2010.
Not only will banks have to abide the new rules but all lenders will be …
Are you a Real Estate agent living in North County San Diego?
Do you wish you had more business close to home… if only you had more potential clients to contact!
With everyone pondering over the “slow market” our agents are running all over the county …
Interesting read on Inman News website regarding the increase of FHA loans on the West Coast. It comes as no surprise that this increase began during the month of March 2008 when HUD released their new loan limit programs. The statistics were obtained from California, …
To all of our clients, family and friends we would like to wish you a very happy and safe Fourth of July weekend!
~The Peter Toner Team
This Saturday, July 5th Surfrider will be meeting to do their annual clean up of San Diego’s beaches after the July 4th holiday. This year they are teaming up with Sun Diego Boardshops coordinating the cleanup of 6 beach areas in San Diego. The six …
